Children's accident insurance | Free price comparison on accident insurance for children

When you have children, care and love take on a whole new meaning. You don't want anything to happen to your children. That's why parents should make sure their children are covered by the necessary insurance. When talking about accident insurance, many parents do not realise that their children are not necessarily covered by their parents' accident insurance. It varies from company to company whether your child is covered by your accident insurance and for how long. This means you may need to take out separate accident insurance for your child. At present, your child is not insured through the school or institution either. It is especially important to let your insurance company know that you have had a baby, as you can never be prepared for the worst-case scenario.

Get a price comparison on accident insurance for your child here

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Be aware of what your child's accident insurance covers

Several insurance companies have different types of accident insurance, such as traditional and extended accident insurance. You should therefore pay particular attention to what the accident insurance for your child covers, so that your child is fully covered should the unexpected happen. It is equally important to know how long your child's accident insurance will last once it is taken out. A child accident insurance policy will cover, among other things, if your child suffers permanent injuries after an accident and will also be able to cover treatment costs such as physiotherapy or chiropractic. Child accident insurance covers your child until he or she reaches the age of 18. After that, a normal adult accident insurance policy is taken out.

Here is a list of the insurance companies through which you can take out accident insurance for your child. Several insurance companies offer great deals if, for example, you bundle several of your policies together. It can be especially beneficial to investigate further to save both time and money.

GF Insurance

At GF Insurance, children always have the extended coverage that covers around the clock. Children's accident insurance covers dental damage, help with accidents such as chiropractor, physiotherapist or psychologist, and compensation for permanent injuries of at least EUR 1,000. 5 % of household injuries. It is also possible to extend the insurance with a children's sickness cover, which includes critical illness, permanent injury following serious illness and death benefit. It is even possible to supplement the insurance with the category dangerous sport. Read more about child accident insurance from GF here.

Nykredit Insurance

Nykredit has an insurance called "Critical illness child" with an insured sum of 120,000. This means that if your child is affected by a critical illness covered by the insurance, you will be able to get financial help. You can read more about accident insurance for children on the Nykredit website here.

Ok Insurance

With OK Forsikring, your child under 3 is covered free of charge under your accident insurance. Likewise, children under 18 have extended cover under their accident insurance all day long. You can read more about accident insurance for children on the OK Insurance website here.

Pensam Insurance

At Pensam, your child under 2 years of age is covered free of charge by your accident insurance. After that, Pensam offers a child accident insurance that you can take out alongside your own accident insurance. They offer to insure all the children in the household around the clock for the price of one child. Likewise, children are covered free of charge for "dangerous sports", but there is an option to purchase cover for dental damage. Read more about child accident insurance with Pensam here.

Topdanmark

Topdanmark has a child accident insurance where they offer coverage for your child up to 18 years. Here they offer free insurance for the third child. The cover includes physical sports, twisting injuries, loss of sight or hearing due to illness, dental injuries, injuries following meningitis and the cost of treatment following an accident. Additional cover can be purchased for dangerous sports. You can read more about Topdanmark's child accident insurance here.

Tryg

Tryg offers 3 different types of insurance sizes. Tryg child Minimum which covers permanent injury, sports, medical expenses, dental care, funeral expenses and transport costs. Tryg child Basis is an extension and thus covers both accident and serious illness. Tryg child Super is therefore the total package, including accident, sickness and health insurance. Read more about child accident insurance at Tryg here.

VARDIA

At Vardia, you can take out child accident insurance that covers you around the clock, even while you are at work. However, the insurance ends when the child turns 18. Read more about accident insurance with Vardia here.

Alka

Alka offers a child accident insurance that covers around the clock. The insurance covers permanent injuries, financial expenses for example in connection with rehabilitation or dental injury. You can read more about Alka's child accident insurance here.

Alm Brand

At Alm Brand, you can purchase child accident insurance alongside your own insurance. The child is covered around the clock, but can also be extended to include leisure activities. All children in the household are covered at the same price, but this means that you are covered by accident insurance yourself.

Alm Brand even has an insurance called "Baby on the way", which is available as Basis or expanded. It includes hospitalisation, birth injuries, postnatal depression and certain disorders of the newborn. The insurance is valid from the 23rd week of pregnancy until the baby is 6 months old. Read more about the insurance at Alm Brand here.

Aros Insurance

Aros offers child cover as an add-on to the child's accident insurance, which covers certain critical illnesses, compensation for injury in the event of illness and fatal accidents. The children's insurance has been set up in cooperation with AP Pension and is taken out in conjunction with an Aros accident insurance policy. Read more about the Aros child accident insurance here.

CODAN

At Codan it is possible to get a Basis and Expanded child accident insurance. Codan Child Basis covers rehabilitation, crisis assistance, disability cover and death. By Codan Child Expanded there is also cover for critical illness, daily compensation and lump-sum payments for accidents and illnesses with a degree of severity above 40%. Dental injury cover, supplementary compensation, immediate compensation and dangerous sports cover can be purchased. You can read more about Cedan's accident insurance for children here.

FOMO Insurance

Fomo Insurance offers Child Minimum insurance for free in your child's first year. After that, there is a fixed monthly price. The insurance covers you in the event of an accident. Fomo Insurance also has Child Basis which covers both accident and serious illness and Child Super which also includes a good health insurance. It is also possible to take out optional insurance, such as punitive damages for broken bones, extended assistance in the event of an accident, chewing injuries and an increased lump sum in the event of illness.