Here you can find out which unemployment insurance fund is best for you. It's a good idea to join a low-cost unemployment fund and trade union. They can help you in case of unemployment or if you have questions about wages, pensions and much more. You can also choose to join a cheap union only. Find out which unemployment fund is best using this overview.
Table of contents
Find cheap unemployment insurance here
See prices and differences between cheap unemployment insurance and trade unions here. We've rounded up the best deals, where you can choose to join just one union or get a great deal on both a cheap union and insurance.
My A-kasse was voted Denmark's best A-kasse 3 years in a row.
One of the cheapest unemployment funds, where the contribution is low and the service is top-notch.
As a member of My A-Kasse, you are guaranteed an income if you lose your job.
FTF-A is one of the largest Danish unemployment funds, with a low membership fee. As a student, you get free membership.
The A-kassen is interdisciplinary, so you can become a member wherever you work. The A-kassen works with Jobindex to help its members get ahead.
Get an unemployment fund to help you with your personal and professional development. It could save you thousands of dollars. You can get free courses, coaching and professional networking.
The trade union house offers all new members free union for the rest of 2017 when you also become a member of the unemployment insurance fund. The union does not support political parties or activities, and does not interfere in members' political or religious views.
An unemployment insurance fund for those who have responsibilities, competences or rights of disposal in the company.
You can become a member of Lederne a-kasse if you are a manager, future manager or trusted employee (employee with special rights/responsibilities)
Market-leading and affordable unemployment insurance. Frie Funktionærer has been voted Denmark's best unemployment fund several times. In addition to paying daily benefits if you are unemployed, you can also get cheap private insurance when you are a member of Frie Funktionærer.
A-Kassen LH is one of Denmark's cheapest unemployment insurance funds and is aimed at you who are a manager, self-employed or particularly trusted employee. If you become unemployed, you can receive up to DKK 18,395 in daily benefits per month. (If you are unemployed, it is recommended that you remain in your current unemployment insurance fund to avoid losing your rights.)
Join the Magistrates' A-kasse. Students get free membership. This unemployment insurance fund will guide you through the daily benefit jungle and support you on your way to your new job.
Here we look at why you should join a union and the advantages and disadvantages of being a member of a cheap union.
Cheap unemployment insurance and trade union
You can choose to be a member of a cheap unemployment insurance fund only, or both a cheap unemployment insurance fund and insurance. In many places, you get a discount if you choose to join both. This way you can be a member of the cheapest unemployment fund and trade union. If you want to find out which is the cheapest, take a look at the list above. Here you can quickly and easily get an overview of which unemployment insurance fund is cheapest for you. A cheap unemployment insurance fund and trade union is a huge advantage if you become unemployed. You can get both daily benefits and help to get back to work. If you choose an unemployment fund that specialises in your field, you will also be able to take part in relevant training courses to boost your CV.
Cheap trade union and unemployment fund for students
If you're a student, it's a good idea to join both a cheap union and an inexpensive one. In fact, you can often join for free or for a very low price, as long as you are a student. Unfortunately, many people find themselves without a job when they finish their studies, which is why it is important to join a cheap union before you finish your studies. As a student, it is often a good idea to join an unemployment fund as soon as possible, as it is free to join an unemployment fund for as long as you are studying.
Which unemployment fund is the best?
Which unemployment fund is best is something most people ask themselves when they have to join an unemployment fund. There are many to choose from, and unemployment insurance funds sometimes target specific occupational groups. If you look at the overview above, you can quickly see who the best unemployment fund is for. However, there are also unemployment funds that are open to everyone, which is a good option if you just want the cheapest unemployment fund that also gives you peace of mind if you become unemployed. For some, the best unemployment fund is the cheapest, while others join one that suits their profession and education.
How do I get unemployment insurance?
It is very easy to become a member of an unemployment insurance fund. Simply choose the unemployment insurance fund you prefer from the list above and you can join the fund. Once you have joined, you can get help in the form of unemployment benefits and advice if you become unemployed. However, your entitlement to unemployment benefit always depends on your personal circumstances, so check with your unemployment insurance fund if you are in any doubt.
Which unemployment insurance fund should I choose?
There are many unemployment funds to choose from, including some low-cost unemployment funds and trade unions. To make things easier, you can use the list above to quickly and easily find out which unemployment fund is best for you.
What do you get in maternity pay?
If you are a member of an unemployment insurance fund, they can also help you when you go on maternity leave. Always check with your unemployment insurance fund about your entitlement to daily benefits. Maternity benefit will normally be the same rate as your ordinary daily benefit. As a rule, you are entitled to 46 weeks' maternity leave on daily benefit, although it is possible to extend this by a further 8 weeks (without any extra money being paid). The 4 weeks are held before the birth. 14 weeks after the birth are earmarked for the mother, after which the last 32 weeks can be shared freely between mother or father. If you are on maternity leave on daily benefits or become unemployed after maternity leave, you can read more about your situation here.
When can I get unemployment benefit?
Always check with your unemployment insurance fund about your entitlement to daily benefits, as requirements may vary depending on your situation. In general, however, you must meet these requirements to be eligible for unemployment benefit:
- You must be available
- Have been a member of an unemployment insurance fund for at least 1 year. (different rules for students)
- Meet an income or employment requirement
- You must register as unemployed on jobnet on your first day of unemployment
- Be available (can take up a job from day to day)
What can I get in daily allowance?
Your daily benefit rate depends on your situation. As a starting point, you can get a maximum of around DKK 18,500. The rate will vary slightly depending on the unemployment insurance fund. You can see the different rates on the websites of the respective unemployment insurance funds. The daily benefit rate you are entitled to is calculated on the basis of the income you had before you became unemployed.
Why pay into the unemployment fund and trade union?
An unemployment insurance fund pays you daily benefits if you become unemployed. They can also approve you for sickness or maternity benefits if you go on maternity leave or are on sick leave during your pregnancy. An unemployment insurance fund also helps you move on from unemployment and back into work by offering courses and advice. The main purpose of an unemployment insurance fund is to provide you with financial security if you have no income, which is why it is important to be a member of an unemployment insurance fund. Find cheap student unemployment funds in the list below. A trade union exists to ensure the best conditions for you as an employee. Many unions specialise in the conditions of a particular area, or their members have particular degrees. You can ask your union for help with pay negotiations, pensions, or general terms and conditions. Your union can also help you if you suddenly get into trouble and may have been unfairly dismissed. The union can provide legal advice and assistance to its members.