It's always a good idea to review your insurance policies when there are major changes in your life, such as the arrival of a new baby. However, you should keep your tongue firmly in your cheek when reading the insurance terms, because in most cases your child will be covered by the mother's insurance for the first 1-2 years. After that, however, it is essential that your child is insured. Read on for answers to your questions.Read more
Today's parents and grandparents have become good at giving children everything they want. But is this really a good thing for children's financial sense?
Whether we're approaching Christmas, a birthday or just an ordinary day, we often want to do everything we can to fulfil our children's wishes. They may get new toys for no reason, but just because they want them. And what you want you shall get... But what does your child learn from this?
Most of us probably want our children to grow up to be sensible young people with good financial sense. They should not get into debt unless they buy a house and then, of course, they should save.
Play with numbers and money
You may know this from yourself, but many people learn best by seeing things visually. So the easiest way to learn to count is to play with numbers. Here, it can be coins, for example. Take 10 1 kroner and let your child count them first. What are 10 pennies? That's 10 kroner. What if you take away 2 pennies? Then we have 8 crowns instead. You could give the money to a teddy bear or let the teddy bear buy a fig stick.
You can also play candy shop on Fridays and let the child buy what goes in the candy bowl. Then the fig sticks might cost 2 crowns, the gummy bears 1 crown each, etc. Then give the child an amount to buy for. It will be a fun way to get the candy you like into the bowl.
It's about starting small and working your way up.
Talk finances with your child
This doesn't mean you should sit down with your 4-year-old daughter and tell her about your bank loan. It just means it's okay to tell kids the simple rules about money. So when the kids are pestering for some new toys, you can ask the question "where does money come from?". It can be a fun and educational chat for your child.
Because where does the money come from - it's just on a plastic card! It's much more abstract than when we saw our parents paying with cash. With cash we saw money disappear or be turned into other money e.g. a banknote was turned into coins. Today we put a plastic card or a smartphone to a gadget in the shop and then we have to take the thing and go. We don't visually see the money being taken.
Help your child understand that you have to work to get money and that you don't get an infinite amount of money. Here it is also obvious to talk about the fact that you can sell something to get money and then you can buy something new. Otherwise, you might be able to find that toy used and thus spend less money on it.
Remember to turn learning into play
Everything in children's world is more easily understood and better stored in the brain if it comes in as a game.
If you want to read more about children and money, read this article. Here you can also find clever ways for kids to learn how to save money, as well as tasks kids can do if they want to earn pocket money themselves.
It can be frustrating as a parent not to have cash on you when you want to give pocket money or similar. But there is a solution for the cashless family.
As a parent, you want to give your child the best tools to succeed in the future. But it can be hard to teach your children about finances and let them earn pocket money when everything is done on online banking or paid for with a credit card.Read more
Many mothers and fathers-to-be ask themselves the question "how much maternity pay do I get?" when a new baby is on the way. Not only are there major changes in family life, for many the family's financial situation also changes when one parent goes on maternity leave.
- Read on to find answers to the most common questions and get a handle on the finances of maternity leave and maternity pay.
Your finances during maternity leave depend on your personal situation. Before informing your workplace about your pregnancy and upcoming maternity leave, it is a good idea to familiarise yourself with both your rights and those of your workplace. While there is of course no need to paint the devil on the wall, it makes sense to be prepared in case your workplace tries to pressure you or disputes arise over your taking maternity leave.Read more
Want to pay off your debts quickly? Do you have several loans that you pay a large amount on every month?
You're guaranteed to be out of debt sooner than you think. Here are four effective ways to pay off debt fast. Just follow this guide and you'll be well on your way to more money in your bank account and more freedom to do fun things with your family or friends.
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Below you will find a list of popular providers of consumer loans. Are you looking for a guide to buying a pram, you can find it here.
Having a baby is expensive, and there are a lot of initial costs for a pram, car seat, cot, high chair and lots of other baby equipment. Below you will find a collection of consumer loans for prams, etc. Read more
When you have children, care and love take on a whole new meaning. You don't want anything to happen to your children. That's why parents should make sure their children are covered by the necessary insurance. When talking about accident insurance, many parents do not realise that their children are not necessarily covered by their parents' accident insurance. Read more
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